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I have property and bitcoin and seek $1M at 8% for 5yrs.

RateFi lets qualified borrowers use verified bitcoin and other digital assets as reserves or qualifying income. The crypto is not pledged to Rate, so the property remains the mortgage collateral.

Firefish is a peer-to-peer marketplace for cash and stablecoin loans secured by bitcoin. Collateral is locked in a multisignature address rather than deposited with the lender.

Coinbase enables eligible customers to borrow USDC against bitcoin through the Morpho protocol on Base. The loan is open-ended and uses tokenized bitcoin collateral within an onchain smart contract.

River provides business accounts for buying, selling, custody, reporting, and payment operations in bitcoin. The platform serves corporations, LLCs, nonprofits, partnerships, family offices, and mining companies in supported US states.

Christie’s International Real Estate Southern California launched a dedicated cryptocurrency division in July 2025. The brokerage markets and structures luxury property transactions for buyers and sellers using digital assets.

Guaranty Escrow handles regulated real estate escrows funded with bitcoin, stablecoins, and other supported digital assets. Its published workflow combines crypto custody, conversion, and dollar disbursement for closings across the United States.

Metaplanet operates a Bitcoin treasury strategy alongside a hospitality redevelopment in Tokyo. Its business-lines disclosure identifies Hotel Royal Oak Gotanda as a planned Bitcoin-themed hotel property.

Fathom Holdings approved Bitcoin as a treasury asset for its integrated real estate services platform. Its public plan also contemplated Bitcoin payments across brokerage, mortgage, title, insurance, and software operations.

Peoples Reserve offers home-finance structures that pair a property interest with bitcoin, gold, or silver reserves. Its Bitcoin Mortgage Reserve model starts with a bitcoin contribution equal to as little as 20% of the purchase price.

Fidelity Digital Assets provides cold-storage custody, trading, and collateral-account services for institutions. Its national trust bank charter and integrated execution platform support corporate treasury and secured-credit workflows.

Merkle Standard develops and operates mining infrastructure on power-rich US properties. Its Washington campus combines hydropower-oriented mining with a greenhouse heat-reuse program.

Better Mortgage originates a two-loan home-finance structure secured by both property and pledged bitcoin or USDC. The program combines a conforming first mortgage with a crypto-backed second-lien loan used for the down payment.

TruFi structures property financing backed by real estate and bitcoin, gold, or silver. Its public model includes purchasing a home, retiring an existing mortgage, and seller-financing the property back to the occupant.

Anchorage Digital combines qualified custody with continuous collateral monitoring for institutional digital-asset credit. Its Atlas network supports secured loans, structured products, derivatives, and other transactions requiring controlled collateral.

Riot Platforms owns and develops large powered sites used for bitcoin mining and data-center leasing. Its Texas portfolio combines land, grid interconnections, substations, and operating compute buildings.

Marsh advises digital-asset companies and institutions on insurance, risk transfer, and quantitative risk analysis. Its 2026 practice materials address custody concentration, cybercrime, smart contracts, crime coverage, and cross-border compliance.

SALT Lending provides cash loans secured by bitcoin and other supported digital assets. Its public materials describe adjustable loan-to-value options and no conventional credit check.

Xapo Bank offers cash loans secured by bitcoin held within its banking platform. The Gibraltar-regulated bank states that collateral remains segregated and is not rehypothecated.

HIVE Digital Technologies operates bitcoin mining and computing facilities powered by renewable electricity. Its current portfolio spans Canada, Sweden, and Paraguay.

Propy operates a real estate transaction platform with crypto escrow supported by Coinbase Prime. Buyers can fund eligible closings with bitcoin, ether, or USDC while sellers and title parties receive agreed settlement funds.

BitGo provides regulated custody, multi-signature wallets, settlement, and financing infrastructure for institutional digital assets. Its current custody page publishes cold-storage, segregation, and insurance controls relevant to pledged bitcoin.

Lib Work is a Japanese homebuilder that added Bitcoin to its corporate reserve assets. The company completed an initial purchase of 29.6431 BTC during September 2025.

Kraken OTC Lending provides bespoke financing secured by bitcoin or ether. Facilities are available to eligible Pro-level clients with a minimum loan size of $500,000.

Strike offers loans and revolving credit secured by bitcoin. The product is available to eligible US customers without a conventional credit inquiry.

MARA Holdings operates bitcoin mining sites tied to grid, renewable, and stranded-energy resources. Its portfolio includes owned campuses, gas-powered projects, and district-heating deployments.

DAMAC Properties markets Dubai residences that can be purchased using bitcoin or ether. Its current guidance describes crypto payment as a conversion-assisted route into a conventional UAE property transfer.

Dar Global accepts cryptocurrency payments for eligible residences at Trump International Hotel and Tower Dubai. Deus X Pay provides the regulated payment and conversion infrastructure for the development.

Debifi connects bitcoin borrowers with independent institutional liquidity providers. Its protocol secures collateral in a multi-institution multisignature arrangement for the duration of each loan.

Pearl Homes enables cryptocurrency-funded purchases at its Hunters Point development in Florida. Supported assets are converted into dollars for the developer and closing parties through a transaction partner.

Stout provides valuation, tracing, investigation, and reporting services for cryptocurrencies and blockchain assets. Its broader valuation platform also covers real estate and construction, supporting mixed-asset analyses.

BitPay processes bitcoin and stablecoin payments for real estate merchants, title companies, and escrow providers. Its active directory lists firms that accept direct wallet payments for property-related transactions.

Moon Mortgage markets home loans that use cryptocurrency as collateral. Its live site remains sparse, so transaction terms and current geographic availability require direct confirmation.

Hut 8 develops power assets, data centers, and bitcoin mining facilities across North America. Its operating platform includes mining, hosting, managed services, and large-load development sites.

Galaxy provides customized secured lending to institutions, corporations, and accredited individuals. Its desk structures margin loans, collar loans, miner financing, and other digital-asset credit.

Forvis Mazars provides assurance, tax, valuation, and regulatory consulting for blockchain and digital-asset businesses. Its separate real estate practice covers funds, multifamily housing, REITs, and property operators.

Pacaso accepts cryptocurrency for eligible co-ownership purchases and down payments through BitPay. Buyers acquire a deeded interest in a managed second home rather than a time-use token.

Engel & Völkers Dubai advises buyers on property purchases funded with cryptocurrency. Its process uses licensed conversion and escrow intermediaries before title registration in dirhams.

Murano Global Investments combines Mexican hospitality real estate with a corporate Bitcoin treasury program. The company had acquired 21 bitcoin and arranged a financing facility for possible additional purchases by July 2025.

Enness Global arranges property finance using bitcoin and other digital assets within bespoke collateral structures. The firm acts as a broker to a global lender network rather than as the balance-sheet lender.

Autris develops residential communities and agricultural land while maintaining a corporate digital-asset treasury. Its 2026 materials describe Bitcoin acceptance, treasury management, and Bitcoin-linked infrastructure across Latin American projects.

Aprio provides accounting, tax, audit, valuation, and compliance services for blockchain businesses. The firm also maintains dedicated real estate and construction practices for property owners, funds, and operators.

BOXABL adopted a Bitcoin treasury reserve policy alongside its modular housing manufacturing business. An SEC filing records the company's purchase of 10 bitcoin in May 2025.

Bitdeer owns and operates bitcoin mining and computing sites across several continents. Its platform combines self-mining, hosting, power development, hardware, and data-center construction.

Crypto Real Estate publishes property listings whose sellers or agents accept cryptocurrency. The marketplace covers residential, commercial, land, and development opportunities across more than 50 countries.

Arch Lending provides dollar and USDC loans secured by bitcoin and other supported digital assets. Its current product page publishes rates, collateral controls, and custody arrangements.

APX Lending offers CAD and USDC loans secured by bitcoin or ether. Collateral is held in dedicated BitGo Trust wallets and is not pooled or rehypothecated.

Newmarket Capital structures commercial and mortgage credit using real estate and bitcoin in one collateral package. A 2026 refinancing combined a multifamily property with approximately 20 BTC.

Newrez recognizes eligible cryptocurrency for asset verification, reserves, and income estimation on selected mortgages. The program supports purchases and refinances without requiring the qualifying crypto to be liquidated.

Polsinelli advises companies and financial institutions on blockchain, payments, funds, finance, tax, and regulatory matters. Its cross-disciplinary platform can connect digital-asset questions with conventional property and lending counsel.

Beeline Title provides title and closing infrastructure for mortgage transactions funded through digital-asset conversion. The company completed a publicized crypto-enabled residential closing in June 2025 and built the workflow for use by outside lenders.

Figure provides cash loans secured by bitcoin, ether, or solana. The current program uses a qualified custodian and a 12-month interest-only term with optional interest deferral.

CleanSpark owns and operates bitcoin mining campuses across several US power markets. The public company is also developing larger power-dense sites for additional data-center uses.

Hodl Hodl runs a peer-to-peer lending marketplace using bitcoin as collateral. Loans use a multisignature escrow and terms selected by the matched counterparties.

Hashlabs operates and brokers bitcoin mining capacity in energy-rich international markets. Its Finnish facilities capture mining heat and deliver it into municipal district-heating networks.

Cardone Capital is a Miami-based private real estate investment firm that launched the first real estate-Bitcoin hybrid fund structure in December 2024: a single LLC holding both income-producing multifamily property and a Bitcoin treasury funded entirely by that property's rental cash flow. By mid-2026 the firm held over $200 million in Bitcoin accumulated through this model, paired with the $235 million acquisition of a 366-unit apartment complex in Boca Raton, Florida.

RealOpen is a U.S. real estate platform founded in 2022 that lets buyers purchase any property on the open market using Bitcoin, Ethereum, USDC, USDT, or other major cryptocurrencies, converting the crypto to cash through an institutional OTC desk so the seller receives dollars at a standard close. The platform is compatible with MLS-listed properties and broker-represented transactions across U.S. residential markets.

Soluna Holdings (Nasdaq: SLNH) acquires real property and develops it into large-scale Bitcoin mining and AI computing campuses co-located with stranded or curtailed renewable wind and solar generation in Texas and beyond. The company's model integrates land acquisition, infrastructure development, and mining operations at specific sites, with a total development pipeline exceeding 2.6 gigawatts across seven projects as of 2026.

Milo is a Miami-based fintech lender that has originated over $100 million in crypto-backed home loans as of February 2026, accepting Bitcoin as collateral while simultaneously holding a first-lien security interest in the financed property. Borrowers pledge crypto equal to the loan value at origination, creating a verified dual-collateral structure distinct from either a pure BTC loan or a conventional mortgage.

Meanwhile is the first life insurance carrier licensed by the Bermuda Monetary Authority to denominate all policy values — premiums, accumulated cash value, policy loans, and death benefits — entirely in bitcoin. The company raised $82 million in October 2025 and reported 5.4x asset growth in 2025.

Satoshi Pacioli Accounting Services is a CPA firm founded in 2020 by Joe Wood that specializes in accounting, tax preparation, and fractional CFO services for bitcoin businesses, miners, and holders. The firm also developed Bitment, a purpose-built bitcoin accounting software product.

Unchained provides bitcoin-backed loans and custody services built on a collaborative multisig model in which the borrower retains one key to their own collateral at all times. The company originated its first bitcoin-backed loan in June 2017 and reports over $1 billion in total loan originations.

Battery Finance is an asset management and specialty lending platform that structures credit investments by combining bitcoin with traditionally financeable assets — such as real estate and project finance — into a unified collateral package. The firm operates as an affiliate of Newmarket Capital and was launched in partnership with Ten31.

AnchorWatch provides regulated insurance for bitcoin held in its proprietary Trident Vault custody system, operating as a Lloyd's of London Coverholder authorized to write policies up to $500 million per customer. The company serves U.S. retail and commercial bitcoin holders.

Ledn is a digital asset lending platform offering bitcoin-backed loans to individuals in over 120 countries, with approval based on collateral rather than credit history. The company originated Canada's first bitcoin-backed loan in 2018 and reports $1.4 billion in originations in 2025.