Peoples Reserve — Bitcoin-Powered Home Mortgage Platform

Peoples Reserve operates a digital-asset management and home-finance platform centered on bitcoin-backed property transactions. Its Bitcoin Mortgage Reserve model allows a buyer to contribute bitcoin equal to as little as 20% of the purchase price into a reserve account while a lender finances the remaining home acquisition. A separate Self-Repaying Mortgage model uses bitcoin, gold, or silver on a one-to-one basis with the financing amount. Public help-center materials state that digital collateral is held through a BitGo structure, is not rehypothecated, and is designed without conventional margin calls or forced liquidation. The property remains part of the security and ownership arrangement, while the reserve is intended to reduce the outstanding balance according to the governing agreement. Peoples Reserve also describes purchase and refinance workflows in which TruFi acquires or pays off the property and seller-finances it back to the occupant. Rates, reserve payments, loyalty-token conditions, title structure, and legal availability are product-specific and should be reviewed directly rather than inferred from calculators.