Marsh — Digital Asset Risk Insurance

Marsh is a global insurance broker and risk adviser with a dedicated body of work for the digital-asset ecosystem. Its March 2026 risk outlook addresses institutional custody, counterparty insurance requirements, computer fraud, smart-contract vulnerabilities, cybercrime, professional liability, and the effect of differing regulatory frameworks across the United States, Europe, and Asia. Marsh states that it supports digital-asset firms with risk transfer, quantitative analysis, scenario modeling, and strategic risk advisory rather than a single standardized policy. Earlier product work included a global custody insurance facility with capacity for eligible custodians, although availability and underwriting depend on controls, geography, loss history, asset practices, and insurer appetite. For a Bitcoin-backed property transaction, Marsh can help the custodian, lender, fund, or operating company assess coverage gaps across digital assets and conventional business risks. It does not itself custody collateral or guarantee policy payment. Coverage wording, sublimits, exclusions, and named-insured status must be negotiated for each program.