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Moon Mortgage — Crypto-Backed Home Loan Platform

Moon Mortgage markets home loans that use cryptocurrency as collateral. Its live site remains sparse, so transaction terms and current geographic availability require direct confirmation.

website
https://www.moonmortgage.io
focus
Crypto-backed residential home loans
serves
Digital-asset holders seeking home finance
geography
US
Rates Public
False
Jurisdictions
US, availability unconfirmed
Property Types
residential
Collateral Split Notes
Platform states that crypto supports a home loan, but the current public site does not disclose the precise BTC-versus-property allocation.
Benefits
retain property ownership
Source
https://www.moonmortgage.io/
Moon Mortgage is a US-oriented crypto mortgage platform founded to let digital-asset holders finance residential property without first selling their holdings. Its live 2026 website states that users can secure home loans using cryptocurrency as collateral, and its company materials describe conforming and nonconforming mortgage origination. Public descriptions from the platform's earlier launch identify bitcoin and ether as intended collateral and place the home itself within the mortgage security package. However, the current site does not publish a rate sheet, minimum balance, maximum loan amount, custody provider, liquidation threshold, state list, or standardized collateral split. For that reason, the listing treats the company as probable for a currently fundable transaction even though the brand and application site are operating. Prospective borrowers should request an active license and NMLS check, a written term sheet, custodian identity, rehypothecation policy, property-lien position, margin-call mechanics, and evidence of current funding capacity. No historical product terms should be assumed to remain in force without direct verification.
Moon Mortgage — Crypto-Backed Home Loan Platform | BTCREFi Market