Hodl Hodl — Non-Custodial Bitcoin Lending Marketplace

Hodl Hodl's lending marketplace allows borrowers and lenders to negotiate bitcoin-backed loans without transferring collateral to a conventional platform wallet. After counterparties agree on currency, amount, rate, term, and loan-to-value, the bitcoin is locked in a two-of-three multisignature escrow involving the borrower, lender, and Hodl Hodl. The lender sends the agreed fiat or stablecoin proceeds directly under the contract workflow, and the collateral is returned after repayment or handled under the default and dispute rules. Because the service does not take unilateral control of the bitcoin, it describes the product as non-custodial and does not use the collateral for rehypothecation. Offers are global and can be denominated in several payment methods, but local law, payment access, identity requirements, and counterparty acceptance determine practical availability. Hodl Hodl is a marketplace and arbitration participant, not a bank or the lender of record. Users should evaluate counterparty quality, volatility buffers, payment reversibility, and liquidation conditions for each contract.