Dual-Collateral LenderCurated — unclaimed
TruFi Fund — Sound-Money Property Credit Platform
TruFi structures property financing backed by real estate and bitcoin, gold, or silver. Its public model includes purchasing a home, retiring an existing mortgage, and seller-financing the property back to the occupant.
TruFi Fund is a real-estate structured-credit platform connected to the Peoples Reserve mortgage ecosystem. The firm describes mortgages backed by bitcoin, gold, or silver and securitized as Collateralized Sound Money Obligations. In the published refinance workflow, TruFi purchases a home at fair market value, pays off the existing bank mortgage, and immediately seller-finances the property back to the resident under a selected bitcoin-powered mortgage structure. That arrangement leaves TruFi with property-related credit exposure while sound-money collateral is maintained under the associated reserve and custody terms. The public site does not post a universal loan size, loan-to-value, interest rate, maturity, investor minimum, or jurisdiction list, so each transaction requires direct legal and underwriting review. The structure is materially different from a standard first-lien mortgage because property title, seller financing, digital collateral, and securitization can involve separate entities and documents. Borrowers should confirm ownership rights, taxes, insurance, maintenance obligations, custody, default remedies, and any repurchase or payoff provisions before proceeding.