Dual-Collateral LenderMARKET FIND

TruFi Fund — Sound-Money Property Credit Platform

TruFi structures property financing backed by real estate and bitcoin, gold, or silver. Its public model includes purchasing a home, retiring an existing mortgage, and seller-financing the property back to the occupant.

website

https://trufi.fund

focus

Sound-money-backed real estate credit

serves

Homeowners, buyers, and structured-credit counterparties

geography

LTV Range

bespoke

Custody Model

qualified custodian

Rehypothecation

False

Term Range

bespoke

Rates Public

False

Jurisdictions

US, subject to transaction eligibility

Property Types

SFR, owner-occupied residential, residential refinance

Collateral Split Notes

TruFi holds or finances the property while a separate sound-money reserve supports the seller-financed mortgage.

Benefits

no rehypothecation, insured custody, retain property ownership, institutional grade, btc denominated

Source

https://trufi.fund/

TruFi Fund is a real-estate structured-credit platform connected to the Peoples Reserve mortgage ecosystem. The firm describes mortgages backed by bitcoin, gold, or silver and securitized as Collateralized Sound Money Obligations. In the published refinance workflow, TruFi purchases a home at fair market value, pays off the existing bank mortgage, and immediately seller-finances the property back to the resident under a selected bitcoin-powered mortgage structure. That arrangement leaves TruFi with property-related credit exposure while sound-money collateral is maintained under the associated reserve and custody terms. The public site does not post a universal loan size, loan-to-value, interest rate, maturity, investor minimum, or jurisdiction list, so each transaction requires direct legal and underwriting review. The structure is materially different from a standard first-lien mortgage because property title, seller financing, digital collateral, and securitization can involve separate entities and documents. Borrowers should confirm ownership rights, taxes, insurance, maintenance obligations, custody, default remedies, and any repurchase or payoff provisions before proceeding.